Showing posts with label free money. Show all posts
Showing posts with label free money. Show all posts
Saturday, September 8, 2007
Update. My survey earnings
I haven't talked about my big plans to become rich taking surveys in quite a while. Ok, so I never really expected to get rich, but I thought you might like to know exactly how much I have made. Well since March of this year I have made a grand total of...... 40.50! Wow, I'm rich! No, no I'm not. :) Anyway, while it isn't very much, it was very easy and hey forty bucks is forty bucks. I still do the surveys. In fact part of that total includes a $10 survey I took just a few weeks ago. Would I be willing to take more surveys to increase this total? Probably not. I did say it was easy but it drives my husband crazy when I am sitting on the computer for 20 minutes answering a bunch of silly questions. So I am not planning on joining any more companies. I think the ones I have joined already are some of the best. If you would like to make some cash of your own look on the sidebar and click on Survey companies I use. There you will find the ones I am allowed to tell you about. I am also a member of another group that pays five dollars per survey but I am sworn to secrecy. If you head over to the Volition forums you can probably find the one I am talking about and tips on how to get an invitation.
Labels:
free money,
surveys
Monday, July 16, 2007
Is a Free Degree Truly Free?
I must say I have been very lucky when it comes to financing for college. I was awarded $20,000 in grants when I first started going to school. I got married while still atteneding and had to take out loans since my income shot up (well, not really MY income but they don't care). My loans totalled a little over $18,000. Now I have the chance to go back and get my Master's for free. That's right, I said FREE. As a teacher/librarian this is the ONLY way for me to increase my income. Teachers have a fixed pay scale in my district. You get a raise for each year of experience and what type of certificate you hold (I have A, Master's would be considered AA) At first glance it seems like I should go for it right now and get it over with. However I am sure there are expenses I am not thinking about that will make it more expensive than I anticipate.
First, there will be the extra gas. The closest campus to where I live is about a half hour drive and that is using the interstate. It is also possible that I might have to take classes as far away as the main campus and hour and a half away.
Next, there is food. I would have take night classes because I have to keep my full time job. This seems like an easy fix, make something and take it but with two kids, work, making food for lunch, I seriously doubt I would have time to do this on a regular basis. And, I can't just stop back by the house on the way to school because that is already a really long drive for me.
I guess what I have to find out is the lowest number of hours I can take and still have it paid for by the Institute of Higher Learning.
So, I am trying to decide if going to school is worth possible having to put my debt repayment plan on hold. Right now I really don't want to do that. But,there is no real way to know how much it will cost me until I am actually there an doing it. I guess this just proves the old saying about nothing truly being free.
I also have to consider the benefits. My income will increase but not until I am completely finished. WHen I was an assistant I got to bring in my transcript after every semester and I got a raise. This doesn't work once you have your bachelor's. So, I guess right now I am just going to wait and see. If you have any more tips on how to minimize expenses while going back to school I would love to hear them!
First, there will be the extra gas. The closest campus to where I live is about a half hour drive and that is using the interstate. It is also possible that I might have to take classes as far away as the main campus and hour and a half away.
Next, there is food. I would have take night classes because I have to keep my full time job. This seems like an easy fix, make something and take it but with two kids, work, making food for lunch, I seriously doubt I would have time to do this on a regular basis. And, I can't just stop back by the house on the way to school because that is already a really long drive for me.
I guess what I have to find out is the lowest number of hours I can take and still have it paid for by the Institute of Higher Learning.
So, I am trying to decide if going to school is worth possible having to put my debt repayment plan on hold. Right now I really don't want to do that. But,there is no real way to know how much it will cost me until I am actually there an doing it. I guess this just proves the old saying about nothing truly being free.
I also have to consider the benefits. My income will increase but not until I am completely finished. WHen I was an assistant I got to bring in my transcript after every semester and I got a raise. This doesn't work once you have your bachelor's. So, I guess right now I am just going to wait and see. If you have any more tips on how to minimize expenses while going back to school I would love to hear them!
Is a Free Degree Truly Free?
http://picturewealth.blogspot.com/2007/07/is-free-degree-truly-free.html
Labels:
debt repayment,
decisions,
free money
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