I describe a want as something you do not need for any reason, but you feel the need to purchase it to entertain yourself or your kids, or show off to someone. I am sure there are many other reasons for “wanting” to go out and spend money but I just wanted to show that I am not talking about things you need. Anyway, here are some tips BEFORE you spend.
Shop your stuff. I say this all the time but I say it because it works. If you really want a video game look through what you have at home and find something you already have to play. If you really don’t want to play any of your old games at least take some with you to the store to trade in toward your new purchase.
Get something free. I have saved so much money by using the library in the past year. I don’t know why I never thought of it before (I mean I AM a librarian, lol) but I always went out and bought books instead of borrowing. Now if they don’t have the exact book I want I try to find something similar just to keep from spending. You can also find a local chapter of freecycle to see if they have the item you are looking for, and get rid of some of your old stuff as well!! Another thing that often keeps me from buying is getting free samples in the mail. You can go to Volition.com to search for sites that offer truly free samples. Hint: Set up a new email address at hotmail to keep from getting any spam in your regular inbox.
Do the 30 day list. The Simple Dollar and Get Rich Slowly have been talking about this for a while. When you want to make a big purchase, put it on a list and make yourself wait at least 30 days. If you still want it after that time then you can buy it, but chances are if you are truly trying to fix your finances your will talk yourself out of it.
These are just some tips to get you started. If you have some tips of your own feel free to add them here!!
Showing posts with label self-control. Show all posts
Showing posts with label self-control. Show all posts
Thursday, February 21, 2008
Monday, February 18, 2008
Where Have the Wants Gone?
I have been noticing that the last couple of months I have not had the urge to spend that I have had in the past. Perhaps it is pregnancy hormones? I like to think it is just me, finally realizing that what I really want is my debt gone so I can have MY money back. Paying those debts every month keeps me from having it to spend on other things.
“Thing” is, right now, I really don’t want ANYTHING. Seriously, it was very hard for anyone to buy me anything for my birthday or Christmas because there just wasn’t anything that I wanted or needed. I even skipped the 3D ultrasound that at first I really, really wanted. And, in the name of full disclosure, I almost caved, but I didn’t and now I am $175 richer because of it.
Another way we saved money recently… my husband and I decided neither one of us really likes Valentine’s Day so we decided not to exchange gifts. (And, this was mostly MY idea in case you are wondering.) I have just never had an emotional attachment to that holiday so what is the point of celebrating just for the act of celebrating. Our anniversary is kind of like our Valentine’s Day for me, and it is only a few months away, so we will celebrate then.
I guess the thing you have to understand is that this is a huge turn around for me. I almost always want something. I don’t usually buy it, but obviously I have in the past or I wouldn’t have any debt, lol. But, for some reason there really is nothing I want right now. There are things that we need and will be purchasing for the baby, but right now I am really enjoying this. I am saving money, AND I don’t feel deprived at all!!
“Thing” is, right now, I really don’t want ANYTHING. Seriously, it was very hard for anyone to buy me anything for my birthday or Christmas because there just wasn’t anything that I wanted or needed. I even skipped the 3D ultrasound that at first I really, really wanted. And, in the name of full disclosure, I almost caved, but I didn’t and now I am $175 richer because of it.
Another way we saved money recently… my husband and I decided neither one of us really likes Valentine’s Day so we decided not to exchange gifts. (And, this was mostly MY idea in case you are wondering.) I have just never had an emotional attachment to that holiday so what is the point of celebrating just for the act of celebrating. Our anniversary is kind of like our Valentine’s Day for me, and it is only a few months away, so we will celebrate then.
I guess the thing you have to understand is that this is a huge turn around for me. I almost always want something. I don’t usually buy it, but obviously I have in the past or I wouldn’t have any debt, lol. But, for some reason there really is nothing I want right now. There are things that we need and will be purchasing for the baby, but right now I am really enjoying this. I am saving money, AND I don’t feel deprived at all!!
Where Have the Wants Gone?
https://picturewealth.blogspot.com/2008/02/where-have-wants-gone.html
Labels:
savings,
self-control
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